About
From a digital-services business in Gahkuch to central-bank research
I am an economist from Gilgit-Baltistan. I started a small digital-services company when I was 17, ran it for five years, and learned about pricing, invoicing, cash and clients before I took my first econometrics course. That is still how I think about economics: someone is always deciding how much to spend, lend or risk with incomplete information.
I studied Global Economics at the University of Central Asia in Khorog and graduated in 2026 with a CGPA of 3.68 out of 4.00 and the Best Diploma Thesis Award in Global Economics. My thesis asked how climate shocks reach bank balance sheets in Pakistan. In 2025 I interned in the State Bank of Pakistan's Financial Stability Department, where I built stress-testing models in R and tracked systemic-risk indicators.
Outside coursework I publish working papers on market volatility and crashes, and I write here about what I am learning. I am looking for analyst and research roles where careful data work and clear writing both matter.
Experience
| Jun – Aug 2025 | Intern, Financial Stability DepartmentState Bank of Pakistan, Karachi. Credit-risk stress testing in R, systemic-risk indicator tracking, policy memo on international financial regulation. |
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| Oct – Dec 2025 | Research AssistantUniversity of Central Asia. Built a 1,000+ record database and Python scripts that cut manual processing time by about 70%. |
| Feb – Aug 2024 | Climate Resilience InternAga Khan Development Network, remote and Nairobi. Merged five datasets into risk scores for six countries and built three Power BI dashboards. |
| Oct 2020 – 2025 | Co-FounderZconnect Technologies, Gahkuch. Digital services for local businesses: client accounts, pricing, invoicing and budgeting. |
| May – Aug 2022 | Trainer and Program DesignerZconnect Digital Literacy Initiative. A three-month computer and coding course for 50+ secondary-school students. |
Education and recognition
- BA Global Economics, University of Central Asia, 2022–2026. Coursework included Financial Economics, Econometrics I and II, Development Economics, Impact Evaluation and Python Programming.
- Financial Analysis Using Excel, certificate from the International Centre for Asset Recovery, Basel Institute on Governance (2025).
- Best Diploma Thesis Award in Global Economics (2026).
- NASA Space Apps Challenge 2022: globally shortlisted among 900+ teams for a satellite-data project.
- OIC Youth Scientific Congress, Kazan, 2022: Pakistan delegate and presenter.
- Intel Science Fair award for independent research, 2019–2020.
Languages
English and Urdu (fluent), Shina (native).